Auto Finance Center in Minneapolis, MN

Welcome to Inver Grove Toyota Finance Department

The Inver Grove Toyota finance department will help you lease or finance a new vehicle on your terms. Our friendly finance managers work with people from all over the Minneapolis area with a focus on getting the right financing program at the most competitive rate. We want to exceed your highest expectations.

Inver Grove Toyota Inver Grove Heights MN

Stress-Free Car-Shopping

We work with each customer individually to ensure satisfaction. Whether you are right down the road or an hour away from Inver Grove Heights, MN, you can use our quick pre-approval form to qualify for one of our Toyota financing programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

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Auto Loans

Best "I never miss a payment!"

The Inver Grove Toyota loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

OK "I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.

Not So Good "I need to rebuild my credit..."

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Inver Grove Toyota finance team will put together a loan package that is tailored specifically for you.

Our Toyota Financial Services Include:

  • Competitive rates direct from Toyota and local Minnesota banks
  • Quick approvals
  • Value-added financial services to protect your vehicle investment
  • Vehicle Service Agreements
  • And many more finance programs to fit your needs

Whether your credit score is perfect or not so great, we custom design great Toyota financing deals that best fits your lifestyle.

Finance Your New Toyota Vehicle Right Here in Inver Grove Heights

At our dealership, the inventory contains all sorts of popular Toyota models like the Toyota Corolla, Camry, Highlander, 4Runner, RAV4, Tacoma, Sienna and more. Once you have reviewed our selection and decided on a vehicle that matches your needs, the next step is usually the auto financing process. We have plenty of ways to help you obtain the financial assistance you need to drive your new Toyota home without worrying about your budget.

Our knowledgeable team will gladly discuss all your options and guide you in picking the best arrangement. Since we will provide you with all the necessary details about loans and leases, we are sure you will feel satisfied with your final choice. You will also get the chance to take advantage of any offers and incentives we have available so that you can get the best possible savings on your purchase and monthly payments.

Helpful Auto Loans From Inver Grove Toyota

We want you to benefit from your purchase year after year when you purchase a vehicle from us. Because of that desire, we work hard to get the best agreement for your loan. We partner with numerous lenders on a local and national level to obtain rates and terms that benefit you most. This assistance makes it easier to manage your situation throughout the length of your loan. Also, it enables you to get a better return on your investment when you decide it trade in your automobile or opt to resale.

Short-Term Leasing Options in the Minneapolis Area

Getting an advantageous loan from us is a terrific choice, but you can choose to lease also. Our savvy finance team can help you with whichever route you choose. If you are not a fan of long-term commitments, our leasing options may better suit your preferences. This agreement lets you upgrade to a newer vehicle every few years and have lowered payment to handle. However, it does limit the miles you can drive each year. If this sounds like the direction you want to go, please allow us to review the details further and explore the incentives that would sweeten the deal.

Is Leasing or Purchasing Better?

Loans and leases are very different from each other. The better arrangement depends on your lifestyle and what you need to accomplish. While a loan covers the total cost of your automobile, the lease only needs to cover the anticipated depreciation over the course of the lease. Because each option comes with a distinct set of benefits and drawbacks, St. Paul customers will need to compare them based on your personal and financial goals.

Leasing your next Toyota vehicle lets you place a smaller down payment and swap to another model every few years. You can use this configuration for constant access to the newest technologies and advancements that come onto the market. However, you can only drive a specific number of miles per year and can't make any customizations to your automobile.

Buying your Toyota automobile lets you keep the vehicle for much longer than three years, drive as much as you want and make any customization you would like. Even though you might pay more each month, you'll own the vehicle entirely once you repay the loan.

 

These are some of the details involved with financing your Toyota automobile, but there is much more to discuss. To learn more about our finance options or get answers to any questions you have, we would love to speak with you online or see you in person at our location in Inver Grove Heights. After you complete your finance application, we will get to work finding you suitable finance options so that you can get behind the wheel of your dream Toyota vehicle here at Inver Grove Toyota soon.